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There Are Three Main Gap Insurance Products |
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Buying a new car or even a used
car looses you money through depreciation. Depreciation affects
are taken into account when you make a claim on your car insurance
should you be the victim of automotive crime or an traffic accident.
Gap
insurance can protect you from this happening. Return To
Invoice Gap pays you the difference between the book value and
the amount you actually paid for the car at the time of purchase
should the worst happen. (You need to take out the policy within
90 days of purchase)
If 90 days have past or your car is under seven years old and
you would still like to protect your financial investment in
your car then you can buy Return To Value Gap. This is a new
product that Click4gap have launched which will pay the difference
between the Motor Insurer’s settlement and the value of
your car today. Because Click4Gap.co.uk are the insurer they
can provide you with the best possible prices as opposed to
buying from a car dealer who adds huge commissions before selling
the same or similar products on to their new car buyers. This
means that thanks to the internet you are now able to buy Return
to Invoice or Return to Value Gap Insurance Policies at wholesale
price from companies such as Click4Gap today! |
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Return To Invoice Gap Insurance |
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Return to Invoice Gap is great
cover for new and used cars and companies like Click4Gap offer
RTI to car buyers whether they paid cash or borrowed the money
from a Bank or Motor Loan or even chose Contract Hire. With
RTI gap you could benefit from the added protection which RTI
gives you if your car is declared a "Total Loss" by your car
insurer.
The idea with RTI GAP insurance is that you get back the amount
you paid for the car the day you purchased it because Return
to Invoice Gap Insurance pays the difference between the
your Motor Insurers settlement and the original amount you paid
for your car. |
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Return To Value Gap Insurance. |
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Suitable for the
majority of car owners Return
to Value Gap Cover can be taken out up to 7 years after
buying your car! Return to Value Gap covers Private or Dealer/Broker
sourced cars and is available if you paid cash or took out any
kind of loan. RTV is even available if you have a contract hire
or leasing agreement.
RTV therefore helps you get back the Value of your car because
RTV pays the difference between the Motor Insurer’s settlement
and the value of your car today. Therefore RTV pays you the
depreciation if your car is a total loss. |
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Vehicle Replacement Gap Insurance. |
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Vehicle
Replacement Gap Insurance is another type of Gap Insurance
Policy which in the event of your vehicle being written off,
will pay back to you the difference between your Car Insurance
Companies payout and the equivalent cost of replacing the your
car new for old. Even if the replacement car is more expensive
than the original price you paid for it. Naturally you are often
able to get this type of Gap insurance for not only cars, but
also 4wd and MPV's too. Specialist insurers may also cover motorcycles
and perhaps even commercial vehicles too.
It is recommended that you contact the Gap insurance suppliers
directly should you need clarification on the products they
supply and if you feel that not all your questions are answered
on their web sites then also give them a call and clarify anything
you need to before you buy. |
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